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They consider the amount of debt you can handle given your income, your employment history, your credit history, as well as staying within their institutional underwriting policies. Your mortgage interest statement may list the amount of real estate taxes you paid if your taxes and homeownersinsurance were placed in an escrow account when you closed on your mortgage. Banks lenders do not want you to know about by richard weathington, richard weathington. do not create a bigger problem by seeking a loan you can notpay back. This account should earn a significant enough rate of return to enable you to pay your mortgage off entirely and achieve the ultimate goal of being debt-free.

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